Cut back, save big

You probably get tired of hearing people say, "Skip lunch and you can save $10 a day, or $50 a week. That's $2,600 a year." Who wants to skip lunch every day? Besides if I skip lunch for a month and save $200, and then turn around and buy two tickets to see Jersey Boys, I'll blow through my lunch savings in one sweep of the credit card … k'ching! Which is exactly the problem people have "saving" money.

I can't tell you how many times I've heard some version of, "Yeah, I can give up eating lunch out and save $25 a week, but what's that really going to get me?"

How about a $30,000 savings on your mortgage. Interested?

via ca.finance.yahoo.com