How one man negotiated his way out of $150,000 in debt

In 2005, indie film screenwriter Kenny Golde's finances were in nothing short of mint condition.

"I had less than $10,000 in credit card debt, more than $100,000 in unused lines of credit, a FICO score over 800, and about $100,000 in savings even after the downpayment on my home," he says. "I even adopted a dog." 

Then the bottom fell out. Within a year, a perfect storm of financial and professional mishaps would carry him down a seemingly never-ending rabbit's hole of debt. 

via ca.finance.yahoo.com